2/19/2020 | Posted in Mortgages and Real Estate by Michael Antczak
  SHARE

The Office of the Superintendent of Financial Institutions (OSFI) has announced that it is considering a new benchmark rate to determine the minimum qualifying rate for uninsured ... More

Real Estate & Mortgage News

  2/18/2020 | Posted in Mortgages and Real Estate by Michael Antczak
  SHARE

Ottawa changing stress test rate for insured mortgages starting April 6. ... More

Real Estate & Mortgage News

  5/9/2019 | Posted in Mortgages and Real Estate by Michael Antczak
  SHARE

Bank of Canada Governor Stephen Poloz suggested that lenders should encourage mortgage products with longer terms as a means of distributing risk more evenly and insulating the ... More

Real Estate & Mortgage News

  4/16/2019 | Posted in Mortgages and Real Estate by Michael Antczak
  SHARE

CIBC economist says regulators need to revisit rules that have made it harder to get a mortgage. ... More

Real Estate & Mortgage News

  11/5/2018 | Posted in Mortgages and Real Estate by Michael Antczak
  SHARE

Updated numbers from the Bank of Canada showed that the balance of insured mortgage debt suffered its largest decline in history. ... More

Real Estate & Mortgage News

  6/12/2018 | Posted in Home Buyers by Michael Antczak
  SHARE

Private lenders have doubled their share of Canadian mortgages since 2015. ... More

Real Estate & Mortgage News

  3/19/2018 | Posted in Mortgages and Real Estate by Michael Antczak
  SHARE

Canada’s uninsured mortgage market reached an eight-year high in January as government steps to reduce taxpayer exposure to the housing market gain traction, according to ... More

Real Estate & Mortgage News

  1/4/2018 | Posted in Mortgages and Real Estate by Michael Antczak
  SHARE

By all indications, 2017 has proven to be a tumultuous period in the mortgage and real estate spheres, but a markets observer argued that this year will offer a measure of respite ... More

Real Estate & Mortgage News

  12/25/2017 | Posted in Mortgages and Real Estate by Michael Antczak
  SHARE

It’s almost a tradition that Canada’s mortgage czars clamp down on housing in the new year, and 2018 is no exception. ... More

Real Estate & Mortgage News

  12/6/2017 | Posted in Mortgages and Real Estate by Michael Antczak
  SHARE

Consumers looking to consolidate debt currently have more buying power than they will next month, therefore rushing to refinance their mortgages before the new mortgage ... More

Real Estate & Mortgage News

  12/4/2017 | Posted in Mortgages and Real Estate by Michael Antczak
  SHARE

The Bank of Canada has released its latest assessment of the financial system and has once again highlighted risk from mortgages. ... More

Real Estate & Mortgage News

  11/16/2017 | Posted in Mortgages and Real Estate by Michael Antczak
  SHARE

Canada’s housing agency is seeking more data on home loans from shadow lenders, amid concern rising levels of debt aren’t being adequately tracked and may increase the ... More

Real Estate & Mortgage News
Ask Michael Antczak

Thinking of buying or selling a property, or have a question regarding the real estate market? Fill out the form below and I'll get back to you promptly.