3/12/2019 | Posted in Canadian Housing Market by Michael Antczak
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Here are four record-breaking phenomena that suggest we have reached a real turning point in Canadian real estate. ... More

Real Estate & Mortgage News

  3/10/2019 | Posted in Canadian Economy and Housing Market by Michael Antczak
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Residential investment is falling, and that's a clear sign of hard times in Canada's economy, the Bank of Montreal says. ... More

Real Estate & Mortgage News

  3/3/2019 | Posted in Canadian Housing Market by Michael Antczak
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The cost of rental housing jumped by the most in 30 years in January, according to Statistics Canada data. ... More

Real Estate & Mortgage News

  2/27/2019 | Posted in Canadian Housing Market by Michael Antczak
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Here's what it takes to buy an average-priced home in Canada's major cities — and how choosing a 30-year mortgage would change that. ... More

Real Estate & Mortgage News

  2/26/2019 | Posted in Mortgages and Real Estate by Michael Antczak
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Ten per cent of Canadians no longer qualify for a mortgage with banks. ... More

Real Estate & Mortgage News

  2/22/2019 | Posted in Canadian Housing Market by Michael Antczak
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While a decline in sales in January 2018 was expected, the decline this January was disturbing. ... More

Real Estate & Mortgage News

  2/22/2019 | Posted in Mortgages and Real Estate by Michael Antczak
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The B-20 mandated stress test is already outdated considering current market realities, according to a real estate firm head. ... More

Real Estate & Mortgage News

  2/8/2019 | Posted in Canadian Housing Market by Michael Antczak
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The country’s overall real estate market remains “vulnerable” despite an easing in overvaluation in cities like Toronto and Victoria in the third quarter, ... More

Real Estate & Mortgage News

  2/6/2019 | Posted in Mortgages and Real Estate by Michael Antczak
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Canada’s banking regulator defended tougher mortgage underwriting rules blamed recently for a slump in the nation’s housing market, but left open the possibility that ... More

Real Estate & Mortgage News

  2/1/2019 | Posted in Canadian Housing Market by Michael Antczak
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The Bank of Canada has admitted that the economic impact of strict mortgage regulations, local housing restrictions, and the upward trend in interest rates was more serious than ... More

Real Estate & Mortgage News

  1/30/2019 | Posted in Mortgages and Real Estate by Michael Antczak
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News report had claimed Finance Minister was thinking about expanding rules, but he says he's not ... More

Real Estate & Mortgage News

  1/25/2019 | Posted in Mortgages and Real Estate by Michael Antczak
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Canada is considering subjecting private lenders to the same mortgage stress test rules faced by banks to prevent housing markets from being destabilized by the lenders' rapid ... More

Real Estate & Mortgage News

  12/14/2018 | Posted in Mortgages and Real Estate by Michael Antczak
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New B-20 rules have created an uneven playing field because stress tests don't apply to people renewing mortgages with their current lender ... More

Real Estate & Mortgage News

  12/10/2018 | Posted in GTA Real Estate by Michael Antczak
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Relatively tight market conditions in the GTA over the past few months have provided the foundation for renewed price growth, while data suggests that, in ... More

Real Estate & Mortgage News

  11/14/2018 | Posted in Mortgages and Real Estate by Michael Antczak
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The bank says stress tests and higher interest rates have reduced the share of new high-leverage, insured loans to six per cent from 20 per cent in late 2016. ... More

Real Estate & Mortgage News

  10/1/2018 | Posted in Mortgages and Real Estate by Michael Antczak
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The Conservative Party of Canada plans to make the mortgage stress test a hot button issue in time for next year’s election, but explaining such a convoluted issue to ... More

Real Estate & Mortgage News

  5/16/2018 | Posted in Home Buyers by Michael Antczak
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First-time home buyers already struggling with more stringent mortgage rules have been dealt another blow by an increase this week in the Bank of Canada’s five-year mortgage ... More

Real Estate & Mortgage News

  5/16/2018 | Posted in Canadian Housing Market by Michael Antczak
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The decline in national home sales reported Tuesday by CREA is “disappointing” says TD Economics. ... More

Real Estate & Mortgage News

  5/9/2018 | Posted in Home Buyers by Michael Antczak
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The bar is now higher for homebuyers to qualify for mortgages in Canada after the central bank raised a key metric used in stress tests that determine borrowers’ ... More

Real Estate & Mortgage News

  5/1/2018 | Posted in Home Buyers by Michael Antczak
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The Canadian Imperial Bank of Commerce says it will raise its five-year fixed-rate mortgage rate Tuesday by 15 basis points. ... More

Real Estate & Mortgage News

  4/30/2018 | Posted in First Time Home Buyers by Michael Antczak
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The home-purchasing power of ‘peak millennials’ aged 25-31 has diminished by around $40,103 (16.5%) since the introduction of the OSFI stress test at the start of ... More

Real Estate & Mortgage News

  4/27/2018 | Posted in Mortgage Interest Rates by Michael Antczak
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Two of Canada's biggest banks are raising their benchmark rates for five-year, fixed-rate mortgages. ... More

Real Estate & Mortgage News

  3/9/2018 | Posted in Mortgages and Real Estate by Michael Antczak
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The impact of the tightened mortgage rules introduced at the start of the year appears to be rising according to a recent report from RBC. ... More

Real Estate & Mortgage News

  12/25/2017 | Posted in Mortgages and Real Estate by Michael Antczak
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It’s almost a tradition that Canada’s mortgage czars clamp down on housing in the new year, and 2018 is no exception. ... More

Real Estate & Mortgage News