1/19/2018 | Posted in Mortgages and Real Estate by Michael Antczak
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The Bank of Canada’s decision to raise its benchmark rate to 1.25% earlier this week will make renewals a significantly more daunting prospect for mortgage holders. ... More

Real Estate & Mortgage News

  1/16/2018 | Posted in Real Estate Investments by Michael Antczak
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A survey of members of the Association of Foreign Real Estate Investors holds Canada steady in third place for 2017, the same as a year earlier. ... More

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  1/10/2018 | Posted in Financial Health by Michael Antczak
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The amount Canadians owe relative to their income hit a new high in the third quarter of 2017, household credit market debt as a proportion of household disposable income ... More

Real Estate & Mortgage News

  1/4/2018 | Posted in Mortgages and Real Estate by Michael Antczak
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By all indications, 2017 has proven to be a tumultuous period in the mortgage and real estate spheres, but a markets observer argued that this year will offer a measure of respite ... More

Real Estate & Mortgage News

  12/22/2017 | Posted in Commercial Real Estate by Michael Antczak
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Investment in Canadian commercial real estate is on track for record, driven by demand for a haven from global instability and a quest for yield. ... More

Real Estate & Mortgage News

  12/21/2017 | Posted in Foreign Buyers by Michael Antczak
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Foreign buyers make up a minuscule portion of the overall housing market in this country, new research shows, but what they own is more expensive and newer than the average ... More

Real Estate & Mortgage News

  12/6/2017 | Posted in Mortgages and Real Estate by Michael Antczak
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Consumers looking to consolidate debt currently have more buying power than they will next month, therefore rushing to refinance their mortgages before the new mortgage ... More

Real Estate & Mortgage News

  12/4/2017 | Posted in Mortgages and Real Estate by Michael Antczak
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The Bank of Canada has released its latest assessment of the financial system and has once again highlighted risk from mortgages. ... More

Real Estate & Mortgage News

  11/19/2017 | Posted in Mortgages and Real Estate by Michael Antczak
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It will be more difficult to qualify for a mortgage in 2018, with experts saying it will slow the growth of housing in Canada. ... More

Real Estate & Mortgage News

  11/16/2017 | Posted in Mortgages and Real Estate by Michael Antczak
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Canada’s housing agency is seeking more data on home loans from shadow lenders, amid concern rising levels of debt aren’t being adequately tracked and may increase the ... More

Real Estate & Mortgage News

  10/27/2017 | Posted in Foreign Buyers by Michael Antczak
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Educational opportunities are driving Chinese homebuyer inquiries for Canadian properties, despite foreign-buyer taxes in two of the nation’s hottest housing markets. ... More

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  10/24/2017 | Posted in Financial Health by Michael Antczak
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According to the results of a new poll conducted by a leading insolvency firm, fully one-third of Canadians indicated that they are already feeling the pinch of increasing ... More

Real Estate & Mortgage News

  10/13/2017 | Posted in Real Estate Market by Michael Antczak
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According to statistics released today by The Canadian Real Estate Association (CREA), national home sales in September rose modestly from the previous month but remained down ... More

Real Estate & Mortgage News

  10/11/2017 | Posted in Mortgages and Real Estate by Michael Antczak
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A new stress test for all uninsured mortgages is unnecessary and could increase costs for homebuyers, a report by the Fraser Institute said Wednesday. ... More

Real Estate & Mortgage News

  10/8/2017 | Posted in Real Estate Market by Michael Antczak
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Home affordability is bad in Canada. It's about to get worse. ... More

Real Estate & Mortgage News

  9/27/2017 | Posted in Commercial Real Estate by Michael Antczak
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The first half of 2017 saw a 29% increase in investment in Canada’s commercial real estate sector, a new survey from Avison Young reveals. ... More

Real Estate & Mortgage News

  9/26/2017 | Posted in Real Estate Market by Michael Antczak
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Despite rising interest rates and various policy measures implemented to slow down pricing growth, the Canadian housing market is not on track for a sharp decline. It nonetheless ... More

Real Estate & Mortgage News

  9/22/2017 | Posted in Financial Health by Michael Antczak
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Canadians’ appetite for borrowing does not appear to be waning any time soon, if the latest figures from the Bank of Canada are any indication. ... More

Real Estate & Mortgage News

  9/19/2017 | Posted in Financial Health by Michael Antczak
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In its latest data release, Statistics Canada announced that the amount Canadians owed compared with their disposable income climbed higher in the second quarter. ... More

Real Estate & Mortgage News

  9/19/2017 | Posted in Mortgages and Real Estate by Michael Antczak
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Last year’s mortgage rule changes placed roadblocks in front of millions of would-be buyers, but increased rates and future regulatory action may prove even more difficult ... More

Real Estate & Mortgage News

  9/18/2017 | Posted in Real Estate Market by Michael Antczak
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If current trends are any indication, Canada’s hotel segment is now ready for intensified expansion to accommodate strong demand, according to market observers. ... More

Real Estate & Mortgage News

  9/18/2017 | Posted in Real Estate Market by Michael Antczak
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There was a small increase in national home sales in August, reversing a four-month trend of decline, as the GTA rebounded. ... More

Real Estate & Mortgage News

  9/11/2017 | Posted in Real Estate News by Michael Antczak
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Canada Mortgage and Housing Corp. says the annual pace of housing starts in August increased compared with July ... More

Real Estate & Mortgage News

  9/6/2017 | Posted in Mortgage Interest Rates by Michael Antczak
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The Bank of Canada forged ahead with another interest rate hike in a nod to the country’s surging economy, while signaling its appetite for further tightening may be curbed ... More

Real Estate & Mortgage News

  9/6/2017 | Posted in Financial Health by Michael Antczak
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Debt levels in Ontario are outpacing the other provinces while those in Western Canada are declining – and it’s not just home loans. ... More

Real Estate & Mortgage News

  8/30/2017 | Posted in Foreign Buyers by Michael Antczak
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The government has perhaps its best understanding of just how influential foreign buyers are on Canada’s hottest markets, according to one big bank. ... More

Real Estate & Mortgage News

  8/30/2017 | Posted in Mortgages and Real Estate by Michael Antczak
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The market for insured mortgages has decreased due to new regulations introduced at the end of 2016. ... More

Real Estate & Mortgage News

  8/24/2017 | Posted in Financial Health by Michael Antczak
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With home prices rising across the country, many would assume that housing costs (including rent and mortgage payments) are the most expensive budget item for the average Canadian ... More

Real Estate & Mortgage News

  8/23/2017 | Posted in Financial Health by Michael Antczak
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Unprecedented household debt levels will give Canadians a rude awakening on their unpaid credit card bills if another economic downturn materializes in the coming years, according ... More

Real Estate & Mortgage News

  8/22/2017 | Posted in Home Buyers by Michael Antczak
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A new report reveals Canadian sentiment about homebuying in Canada – including just how impactful the stress test might be. ... More

Real Estate & Mortgage News