Michael Antczak | Real Estate Sales Representative Serving Vaughan, Kleinburg | RE/MAX Premier Inc., Brokerage | Real Estate Mike for All Your Real Estate Needs

home owners News and Articles | My Blog

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If you haven't disclosed your home's rental suite, you may be breaking the law

8/6/2017 | Posted in Home Owners by Michael Antczak

A rental suite is a great way to help homeowners meet their mortgage payments at a time when home prices are creeping ever upward in some parts of Canada.

... More


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How principal-residence tax changes will affect every Canadian homeowner

10/8/2016 | Posted in Home Owners by Michael Antczak

Earlier this week, Finance Minister Bill Morneau introduced tax changes that were aimed primarily at foreign investors in Canadian real estate to ensure they abide by our ... More


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Common real estate scams and how to avoid them

10/4/2016 | Posted in Home Owners by Michael Antczak

For most people, buying a first house or condo is exciting and a big leap into adulthood. But it doesn’t take long for the cold hard reality of mortgage payments, taxes ... More


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Canadian key household debt ratio hits record high

9/15/2016 | Posted in Home Owners by Michael Antczak

Canadian household debt ratios hit a record high over the spring, according to new figures released Thursday by Statistics Canada.

... More


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Get used to low interest rates, slow growth

9/15/2016 | Posted in Home Owners by Michael Antczak

Good news and bad news for homeowners; low interest rates are set to be around for a while but the Canadian economy is likely to remain sluggish.

... More


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Paint Colors That Make a Room Look Bigger

9/13/2016 | Posted in Home Owners by Michael Antczak

A room’s size is sometimes a matter of perception, and the paint color on the walls has a lot to with that perception. Some colors can actually make a room appear ... More


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Lender warns over rising household debt

8/25/2016 | Posted in Home Owners by Michael Antczak

Canadians are borrowing more as low interest rates help drive a thirst for credit. Non-mortgage loans increased in the second quarter of 2016 according to RBC, especially auto ... More


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Each Canadian household to spend around $13,000 on renovations in 2016: CIBC

6/24/2016 | Posted in Home Owners by Michael Antczak

Canadian homeowners are projected to spend an average of $13,017 per household on renovations and home improvements this year, according to the latest poll by CIBC.

... More


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Household debt eases but mortgages remain strong

6/15/2016 | Posted in Home Owners by Michael Antczak

Canadians owe $1.65 for each dollar of disposable income according to Statistics Canada with an increase in debt levels driven by mortgage borrowing.

... More


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How much will it cost if Ontario makes you kiss your gas furnace goodbye?

5/25/2016 | Posted in Home Owners by Michael Antczak

The ambitious climate change initiative proposed by Environment Minister Glen Murray and exposed by the Globe and Mail is bound to come with a hefty bill, critics caution.

... More


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Ontario mulls changes to rental rules, prompting concern from tenants groups

5/3/2016 | Posted in Home Owners by Michael Antczak

The Liberal government said its plans to make it easier for landlords to evict problem tenants will lead to more affordable housing, but tenants' rights groups blasted the ... More


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Mortgage debt behind rise in household debt

3/15/2016 | Posted in Home Owners by Michael Antczak

Canadian’s household debt continued its upward trajectory in the fourth quarter of 2015. The latest data from Statistics Canada shows that average debt rose by 1.5 per ... More


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Winterize your home to prevent water damage

11/20/2015 | Posted in Home Owners by Michael Antczak

Colourful leaves and cooler temperatures are a sign that winter is on its way. Harsh winter winds, freezing temperatures, rooftop snow and ice build-up can cause damage to your ... More


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8 ways to reduce your hydro bill

11/12/2015 | Posted in Home Owners by Michael Antczak

Electricity prices in Ontario rose in November, pushing the average household hydro bill up by 3.4 per cent. There are some things you can do to keep your bill ... More


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Scotiabank construction report says Canadians to spend record $53B on renos in 2015

10/29/2015 | Posted in Home Owners by Michael Antczak

The federal government isn't the only one spending on construction projects of late, as Scotiabank said Wednesday that Canadians will spend a record $53 billion this year ... More


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Canadian household debt increases but for good things

8/13/2015 | Posted in Home Owners by Michael Antczak

Canadian households are carrying more debt on average than they were last year but it is generally as the result of “good” spending. A report from mortgage lender ... More


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Harper promises to introduce permanent home renovation tax credit if he is re-elected

8/8/2015 | Posted in Home Owners by Michael Antczak

In the heart of Toronto’s overheated housing market, where the average detached home now sells for more than $1 million, Harper vowed to make life better not for those ... More


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Borrowing is tougher for self-employed

7/24/2015 | Posted in Home Owners by Michael Antczak

Homebuyers looking for a mortgage are finding conditions are getting tougher if they are self-employed, at a time when there is an increasing number of self-employed Canadians. ... More


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We're spending more on renovations: Altus Group

7/16/2015 | Posted in Home Owners by Michael Antczak

Canada’s ageing housing stock together with influence from TV shows has led to more spending on renovations. Figures from the Altus Group show that Canadian households ... More


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A third of Canadians would struggle if mortgage rate grew by only 1%, survey finds

6/16/2015 | Posted in Home Owners by Michael Antczak

A survey by Manulife Bank of Canada says nearly half of Canadian homeowners are taking steps to whittle down their mortgage debt, but many would be in trouble if their monthly ... More


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